There are many different kinds of fraud that can occur on the Internet, it is important that you familiarize yourself with the various scams that are out there. The responsibility to protect your financial well being and your personal information lies solely with you. Yes you may complain bitterly to someone that really doesn't care about your predicament because they have heard it a thousand times before, yes you may have charges reversed on your credit card if they are fraudulent and yes some of your friends or maybe your wife will feel sorry for you because you are a fraud victim, but bottom line you won't get your money back…make sure that it doesn't happen in the first instance, prevent it from happening, know who you are getting involved with on the Internet.
Listed below are some excellent web sites on Internet Fraud that will educate you and answer many questions that you may have, i.e. using escrow accounts when paying for something on-line, conducting due diligence to determine that a web site is not just a store front that the Company actually exists.
Remember this... the responsibility to protect your on-line action solely rests with you and if you become an Internet fraud victim forget about recovering any funds that you may have lost.